Lawyer - Associate | Banking & Finance | Reff & Associates

• Have 1-5 years' experience in

• Are a member of the Bucharest Bar with full rights (in Romanian, “avocat definitiv”);
• Have good knowledge of the LMA type credit facility documentation ;
• Possess excellent writing and communication skills in English (any other foreign language is an advantage);
• Have a sound legal reasoning, thoroughness, very good legal drafting skills;
• Are a team worker, efficient, good communicator, flexible and adaptable.

• Transactional financing work - Borrower's side and Lenders' side: e.g., drafting and negotiating security documentation, drafting credit / loan facility documentation (including LMA facility documentation), preparation and collection of other conditions precedent;
• Regulatory matters, such as: development of new financial products (including payments and open banking, digital financial services, electronic signature, other lending business models), set-up of branches of regulated entities (locally or abroad), obtaining several type of licenses from the competent authorities (e.g., e-money and payment institution license, non-banking financial institution license,).
• M&A deals involving regulated entities in the financial sector (due diligence; drafting and negotiation of transaction documents; inter-bank mergers (including cross-border mergers); transfer of business projects etc.), including throughout the authorization proceedings in front of the regulator (e.g., acquisition of a qualifying holding in a credit institution/non-banking financial institution)
• Trading of bank loan portfolios and set-up of servicing arrangements (structuring advice; drafting and negotiating portfolio assignment agreements, service level agreements etc.);

• Works in cross-functional teams together with other Deloitte business lines (tax, risk advisory, management consulting etc.) on complex projects and for sophisticated clients in the financial sector;
• Works in international team of lawyers in the Deloitte Legal network, on cross-border engagements;
• Is deeply involved in all stages of a project, from proposal development and budgeting and throughout implementation;
• Is subject to a transparent performance review & ongoing feedback;
• Has access to the rich (both local and global) research and training resources of the Deloitte Legal network;
• Works in a very dynamic and competitive environment, which preserves an uniquely collegial culture and strives for work-life balance (e.g. in lieu of overtime hours; work from home, etc.).

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